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Regular Share Account (Savings)

  • Opened by you when you join the credit union.
  • “Shares” represent shares of ownership.
  • Works like regular savings account.
  • Must maintain $5 balance to preserve membership.
  • Dividends compounded and paid quarterly.
  • Direct deposit accepted.

Share Draft Account (Checking)

  • Drafts work like checks. You can get cash, make purchases and pay bills.
  • No per-check charge
  • No monthly charge.
  • Drafts use carbonless copies and are not returned to member.
  • Direct deposit accepted.
  • Build your checks online. To reorder checks, please click here.

Christmas and Vacation Club Accounts

  • Specialized savings accounts designed to fit your particular needs.
  • Save for Christmas or Vacation or to place funds in escrow.
  • Easy savings using payroll deduction.
  • Earns same dividends as regular share account.
  • Dividends compounded and paid quarterly.
  • Limited withdrawals allowed per year.

Investment Accounts

6-Month Certificate

  • Minimum deposit of $1,000 for 6 (six) months.
  • Dividends paid monthly, transferred to designated account, or added to certificate.

    12-Month Certificate

  • Minimum deposit of $1,000 for 12 (twelve) months.
  • Dividends paid monthly, transferred to designated account, or added to certificate.

    18-Month Certificate

  • Minimum deposit of $1,000 for 18 (eighteen) months.
  • Dividends paid monthly, transferred to designated account, or added to certificate.

    24-Month Certificate

  • Minimum deposit of $1,000 for 24 (twenty-four) months.
  • Dividends paid monthly, transferred to designated account, or added to certificate.

Loans

  • Consumer loans to meet your needs.
  • Payroll deduction or direct deposit for payments.
  • Low fees and rates
  • See Rates for more information

Payroll Deduction Plan

  • Simple, efficient way to build a savings account.
  • Payments can be applied directly to credit union loan.

Direct Deposit

  • Have your salary or retirement check directly deposited into your draft or savings account.
  • Safe, convenient, time-saving way to transfer funds.

Other Benefits

Notary Public

  • No charge to members to notarize legal documents.

    Newsletter

  • Mailed to each member household, this informative letter keeps you up-to-date on credit union services.

    Wire Transfers

  • Wire from your account to any US bank or credit union for a nominal fee.

    NADA Used Car Guide

  • Available for you to use to find out how much any used car is worth.

    Accidental Death & Dismemberment Insurance

 


Jack Daniel Employees' CU
PO Box 199
488 Majors Blvd
Lynchburg, TN  37352

Phone: 931-759-5513

Fax: 931-759-5607


Email:
jdecu@vallnet.com






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