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Deposit
Accounts
Effective: April 21, 2010
| Account Type |
Dividend Rate |
APY* |
|
| Share Accounts |
1.25% |
1.26% |
|
| Share Draft
Accounts |
0.00% |
0.00% |
|
| Christmas Club
Accounts |
1.25% |
1.26% |
|
| Vacation Club
Accounts |
1.25% |
1.26% |
|
|
Share, Christmas Club and Vacation Club accounts are variable rate accounts, and the rates may change. The Annual Percentage Yields (APYs) stated are accurate as of the effective date. There is no minimum balance required to earn the APYs stated. The minimum opening deposit on a share account is $5.00. Share draft, Christmas Club and Vacation Club accounts do not have a minimum opening amount and allow payroll deductions or direct deposits. Fees or other conditions could reduce earnings.
|
IRA Accounts
Effective: April 21, 2010
| IRA
Account |
Minimum
Deposit |
Dividend
Rate |
APY* |
|
|
| 06 Months |
$2,000 |
1.50% |
1.51% |
|
| 12 Months |
$2,000 |
1.75% |
1.76% |
|
| 18 Months |
$2,000 |
2.00% |
2.02% |
|
| 24 Months |
$2,000 |
2.25% |
2.27% |
|
|
| Variable
IRA |
- |
1.25% |
1.26% |
|
|
IRA rates may change periodically. Please contact our office for current rates. Fees and/or other conditions may reduce earnings on the account. A penalty may be imposed for early withdrawal. “APY” stands for Annual Percentage Yield. APY is based on minimum deposit of $2,000 with dividends compounded monthly.
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